Are you trying to figure out how to pay for your child’s dream college?

Hi, I’m Tracy Armstrong, and I’m here to show you there’s a better way.

Tracy Armstrong, Certified College Funding Specialists

Tracy Armstrong

Certified College Funding Specialist (CCFS®)

With over 25 years of experience in education, I’ve developed a unique approach to college planning. Unlike typical college counselors, I don’t just focus on the academic side of getting into college. I specialize in creating strategic funding plans tailored for families like yours—those caught in the middle, earning too much for significant financial aid but not enough to comfortably cover the costs without sacrifice.

Imagine sending your child to their ideal college, not just because they were accepted, but because you can genuinely afford it—without drowning in debt or raiding your retirement savings. My approach not only aims to minimize your out-of-pocket expenses but also guides you on how to recover the full cost of college before you retire. This means investing in your child’s future without compromising your own financial security.

If you’re ready to turn your cost concerns into confidence and your dreams into achievable plans, let’s connect. Schedule a complimentary consultation with me today. Together, we’ll map out a path to your child’s college education that aligns with your family’s financial goals. Let me show you how we can make this work.

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Let’s talk first to see if it makes sense to work together.

Before you can hire me, it’s important that we have a complimentary discovery call to ensure we’re the right fit for each other. As someone who only works with a select 60 families each school year, I want to make sure that our partnership will be successful and mutually beneficial. This call is your opportunity to see how I can help, and it’s my chance to determine if I’m the right guide for your family’s college journey.

Here’s what to expect during your complimentary consultation:

  • Personalized Needs Assessment:
    We’ll start by discussing your family’s unique situation, focusing on what you’re looking to achieve through college planning. This initial conversation helps us determine if our approach aligns with your needs and goals.

  • Current Financial Overview:
    I’ll review your financial landscape, including your income, assets, and any existing college plans. This allows us to identify how we can best position your family to maximize financial aid and minimize out-of-pocket costs.

  • Opportunities & Risk Discussion:
    Together, we’ll talk through any potential challenges your family might face during the college planning process and identify opportunities to overcome them. This is your chance to ask questions and get a sense of how I can help navigate these complexities.

  • Customized Solutions Exploration:
    Based on our conversation, I’ll outline some initial strategies that could help your family meet its college planning goals. This gives you a preview of the tailored solutions we could develop if we decide to work together.

  • Next Steps & Fit Evaluation:
    Finally, we’ll discuss whether working together is the right move for both of us. If we’re a good fit, I’ll guide you through the next steps to get started. If not, I’ll still ensure you leave with valuable insights and a clear direction for your family’s college planning journey.

  • Personalized Needs Assessment:
    We’ll start by discussing your family’s unique situation, focusing on what you’re looking to achieve through college planning. This initial conversation helps us determine if our approach aligns with your needs and goals.

  • Current Financial Overview:
    I’ll review your financial landscape, including your income, assets, and any existing college plans. This allows us to identify how we can best position your family to maximize financial aid and minimize out-of-pocket costs.

  • Opportunities & Risk Discussion:
    Together, we’ll talk through any potential challenges your family might face during the college planning process and identify opportunities to overcome them. This is your chance to ask questions and get a sense of how I can help navigate these complexities.

  • Customized Solutions Exploration:
    Based on our conversation, I’ll outline some initial strategies that could help your family meet its college planning goals. This gives you a preview of the tailored solutions we could develop if we decide to work together.

  • Next Steps & Fit Evaluation:
    Finally, we’ll discuss whether working together is the right move for both of us. If we’re a good fit, I’ll guide you through the next steps to get started. If not, I’ll still ensure you leave with valuable insights and a clear direction for your family’s college planning journey.

Remember, this call is as much about finding the right partnership as it is about providing you with immediate value. My goal is to work with families who I know I can truly help, and this discovery call is the first step in determining if that’s the case for you.

Guiding Your Journey: The 4 Cornerstones of College Planning

The 4 Cornerstones of College Planning—School Selection, Getting Admitted, Lowering the Costs, and Paying for It—are the essential steps to ensuring your child’s college journey is successful and stress-free. Each cornerstone addresses a vital aspect of the process, from choosing the right school and crafting standout applications to securing financial aid and creating a solid payment strategy. With these foundations in place, I guide your family through every stage, ensuring you’re fully prepared to navigate the complexities of college planning with confidence and clarity.

Choose the right school.

Choosing the right school is critical for your child’s success. I help you identify colleges that are the best fit academically, socially, and financially.

Position the student to get accepted.

Positioning your child for acceptance at their chosen schools is top priority. I provide comprehensive support to ensure they present their best self in every application.

Receive aid, grants, and scholarships.

I aim to make college more affordable by maximizing your eligibility for financial aid, grants, and scholarships. My strategies are designed to significantly reduce your out-of-pocket expenses.

Determine your best plan to pay for college.

Finding the best way to fund your child’s education without compromising your financial future is crucial. I develop personalized plans to cover college costs while safeguarding your retirement.

To learn more about how I can guide your family through these 4 Cornerstones of College Planning, including details on my services, pricing, and frequently asked questions, please visit my services page or schedule a discovery call with me below.

Testimonials

“With Tracy’s help, our son not only got into his first-choice school but also received a generous scholarship. We are so grateful for her guidance.”

– The Addison Family

Testimonials

“We were overwhelmed by the cost of college, but Tracy’s strategies saved us a significant amount of money. Her support was a true blessing.”

– The Adlawan Family

Testimonials

“Thanks to Tracy, we avoided costly mistakes and found the best financial path for our family. Her advice was worth every penny.”

– The Bodnar Family

Testimonials

“Tracy’s knowledge and dedication were evident from the start. She helped us navigate the maze of financial aid and scholarships with great success.”

– The Monye Family

Testimonials

“Tracy’s support gave us the confidence we needed. She turned what felt like an impossible task into a smooth and successful journey.”

– The De Luca Family

I encourage you to take advantage of some of my FREE tools and resources.

Planning for college can feel overwhelming, but you don’t have to navigate it alone. Below are some free tools and resources designed to empower you with the knowledge and strategies you need to make informed decisions about your child’s education. Whether you’re calculating your Student Aid Index, searching for merit scholarships, or getting step-by-step guidance on filling out the FAFSA, these resources are here to help you every step of the way.

Remember, these tools are just the beginning—I encourage you to schedule a discovery call with me to dive deeper into your unique situation and develop a personalized plan that sets your child up for college success.